Checking your loan eligibility no longer requires endless paperwork or visits to banks. With digital tools and platforms, you can find out if you’re eligible for a loan in just a few minutes — and take your first step toward financial empowerment.
What Is Loan Eligibility?
Loan eligibility refers to whether a lender considers you fit to receive a loan based on certain criteria. This includes your income, credit score, age, employment type, and financial history. Meeting these requirements helps ensure that you can repay the loan on time.
Basic Criteria You Should Meet
- Age: Typically between 21 and 60 years
- Income: Stable monthly income (usually ₹15,000 or more)
- Employment: Salaried or self-employed individuals with 6+ months of experience
- Credit Score: A score above 700 improves your chances
- Location: Must reside in a serviceable area
How to Check Loan Eligibility Online
Step 1: Visit a trusted platform like Samriddhi Kaabharat.
Step 2: Fill in basic details like Name, Phone, PIN, Aadhaar card, PAN details and loan amount.
Step 3: The system calculates your eligibility using algorithms based on lender criteria.
Step 4: Instantly see if you qualify — and get options for loan offers you’re eligible for.
Why It Matters
Checking your eligibility before applying avoids loan rejections and protects your credit score. It also helps you choose the right loan plan with interest rates and tenures that match your financial situation.
Get Started with Kaabharat
At Samriddhi Kaabharat, we make the loan journey simpler and faster. You can check eligibility in minutes, compare offers, and apply through our trusted network. No hidden steps, no unnecessary delays.
Your financial solution is just a few clicks away — start your eligibility check today and borrow with confidence.